High-Value Asset Backing

Unlock Your Property's True Potential

Leverage residential or commercial property value to secure high-ticket funding up to ₹10 Crores with competitive interest rates starting at 9.25% p.a.

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Trusted by Property Owners

Asset Monetization

Flexible End-Use

Fulfill broad personal or commercial liquidity requirements while maintaining property ownership.

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High LTV up to 75% of Valuation
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Extended Repayment Tenure up to 15 Years
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Simplified Doorstep Documentation
Max Funding₹10 Crores

75%

Max LTV Ratio

15 Yrs

Longest Tenure

Interest Rate

9.25% p.a.*

Cost-effective borrowing against assets

Loan Amount

Up to ₹10 Cr

Maximize your property's market worth

Sanction Time

72 Hours

Fast approval for urgent needs

Loan Tenure

Up to 15 Years

Extended repayment plans

Borrowing Objectives

Tailored Loan Against Property Uses

Enterprise Growth

Business Expansion

Fuel your enterprise growth, invest in new inventory, or upgrade machinery by leveraging commercial or residential real estate.

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Smart Savings

Debt Consolidation

Merge expensive unsecured debts, high-interest credit cards, and short-term liabilities into a single low-interest LAP account.

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Multipurpose

Higher Education & Personal Goals

Fund specialized international studies, dream weddings, or significant life milestones without liquidating core investments.

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High Liquidity

Medical & Emergency Funding

Obtain high-ticket capital immediately to address critical healthcare expenses or unforeseen financial requirements.

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Streamlined Journey

4 Easy Steps to Unlock Your Funds

01

Property Valuation

Submit basic property papers and ownership details to assess maximum loan-to-value (LTV) eligibility.

02

Application & Documentation

Provide income proofs, tax filings, and identity credentials alongside property deeds.

03

Legal & Technical Clearance

Our specialists conduct thorough title deed checks, municipal compliance, and market evaluation.

04

Quick Sanction & Disbursal

Upon final agreement execution, funds are directly credited to your designated bank account.

Eligibility Criteria

  • Age: 21 years to 65 years at the time of loan maturity
  • Employment: Salaried professionals, self-employed individuals, business owners, and partners
  • Property Type: Freehold residential or commercial properties with clear and marketable titles
  • Credit Health: Strong financial background with a CIBIL score of 700 or above

Required Documents

  • Identity & Address Proof (PAN Card, Passport, Voter ID)
  • Income Proof (Last 2 years ITR, profit & loss statements, or salary slips)
  • Bank Statements (Last 6 months reflecting regular transactions)
  • Complete Property Documents (Title deed, approved building plan, tax receipts)

Frequently Asked Questions

Q1Can I continue to use my property while the loan is active?

Yes, absolutely. You retain absolute ownership and physical possession of your residential or commercial property throughout the loan tenure.

Q2What is the maximum loan amount I can get against my property?

You can typically secure up to 60% to 75% of the verified market value of your property, depending on internal credit guidelines.

Q3How can I utilize the funds obtained from a Loan Against Property?

LAP funds come with flexible end-use restrictions. You can use them for business expansion, personal expenses, or debt restructuring (speculative use excluded).

Unlock Up to ₹10 Crores

Get a high-value loan against your residential or commercial property with flexible end-use and long repayment tenures.

Residential & Commercial Both
LTV Up to 75%
Dedicated Relationship Manager
Retain Property Ownership
Get Free Valuation

No impact on credit score • Doorstep service

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