Fuel working capital, expand infrastructure, or buy equipment with collateral-free funding up to ₹75 Lakhs and fast 24-hour disbursals.
Unsecured business loans structured around your company revenue and operational cash flow.
Interest Rate
11.49% p.a.*
Competitive rates for enterprise growth
Loan Amount
Up to ₹75 Lakhs
For working capital and expansion
Disbursal Time
24 Hours
Rapid liquidity for urgent needs
Loan Tenure
Up to 4 Years
Flexible cash flow management
Bridge short-term cash flow gaps, manage daily operational expenses, and maintain smooth inventory cycles.
Scale your operations, open new branches, or launch fresh product lines with structured long-term capital.
Purchase advanced machinery, software, or heavy equipment to boost your manufacturing and operational capacity.
Unlock immediate funds against unpaid invoices and bills to maintain uninterrupted business momentum.
Share basic enterprise turnover and operational vintage details to evaluate pre-approved funding.
Upload business financials, bank statements, and tax returns securely through our portal.
Our credit experts review your business health and issue a formal sanction offer rapidly.
Funds are credited directly to your registered current account within 24 hours.
No, KalyaniFinance business loans are completely unsecured, meaning you do not need to mortgage commercial or personal property.
Your business must have a minimum operational vintage of 2 years with steady revenue streams.
Once final verification and documentation are completed, funds are typically disbursed to your business account within 24 hours.