Comprehensive Protection

Drive Worry-Free with Reliable Car Insurance

Protect your vehicle against accidents, theft, and natural disasters with instant policy issuance, zero depreciation add-ons, and cashless repairs.

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Trusted by 50,000+ Car Owners

Instant Coverage

5,000+ Garages

Enjoy seamless cashless claim settlements nationwide across our extensive partner network.

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Up to 50% No Claim Bonus Discounts
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24/7 Roadside Assistance Support
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Zero Paperwork Digital Issuance
Coverage Up To₹50 Lakhs IDV

5,000+

Network Garages

₹50L+

Max IDV Cover

24hrs

Roadside Assist

50%

Max NCB Discount

Coverage Type

Comprehensive

Third-party & own damage protection

Network Garages

5,000+

Cashless repairs across the country

Claim Settlement

Fast Track

Hassle-free digital claim processing

No Claim Bonus

Up to 50%

Discounts for safe driving records

Protection Plans

Car Insurance Coverage Options

Recommended

Comprehensive Car Insurance

Complete protection covering third-party liability, theft, fire, natural calamities, and own vehicle damages.

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Mandatory

Third-Party Liability Only

Mandatory legal coverage that protects you against financial liabilities towards third-party injury, death, or property damage.

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Popular Add-On

Zero Depreciation Add-On

Ensure 100% claim payout on plastic, rubber, and fiber parts without deduction for normal wear and tear.

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High Security

Engine & Gearbox Protection

Safeguard core mechanical components against water damage, oil leakage, and hydrostatic lock incidents.

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Simple Process

4 Easy Steps to Insure Your Car

01

Enter Car Details

Provide your vehicle registration number and previous policy details to view tailored quotes.

02

Select Coverage Plan

Choose your preferred IDV (Insured Declared Value) and essential add-on covers.

03

Instant Payment

Complete secure online payment using digital gateways without any physical inspection hassles.

04

Policy Issuance

Receive your official digital car insurance policy instantly straight to your email and WhatsApp.

Policy Guidelines

  • Vehicle Ownership: Valid registration certificate (RC) in your name or transferred legally
  • Vehicle Type: Private cars, hatchbacks, sedans, SUVs, and electric vehicles
  • Inspection: Required only if previous policy has lapsed beyond the grace period
  • Usage: Personal use vehicles registered within India

Required Documents

  • Vehicle Registration Certificate (RC Copy)
  • Previous Insurance Policy Document (if applicable for NCB transfer)
  • Identity Proof (PAN Card, [Aadhaar Redacted], or Driving License)
  • Address Proof (Utility bill or valid passport)

Frequently Asked Questions

Q1What is IDV (Insured Declared Value) in car insurance?

IDV is the maximum sum assured fixed by the insurer, representing the current market value of your vehicle. It is payable in case of total loss or theft.

Q2How can I transfer my No Claim Bonus (NCB) from a previous insurer?

You can obtain an NCB reserve letter or certificate from your previous insurance provider and submit it during policy renewal to retain accumulated discounts.

Q3What is cashless claim settlement?

Under cashless settlement, your vehicle is repaired at any of our authorized network garages, and the repair bills are settled directly by KalyaniFinance.

Insure Your Car Today

Get instant quotes for your vehicle with zero depreciation, NCB transfer, and cashless garage benefits.

Comprehensive & Third-Party
Zero Depreciation Add-On
24/7 Roadside Assistance
Instant Digital Policy
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Premium Calculator

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