Two-Wheeler Protection Shield

Ride Securely with Comprehensive Bike Insurance

Protect your motorcycle or scooter against accidents, theft, and third-party liabilities with quick digital issuance starting at just ₹800/year.

Instant Cover

Cashless Repairs

Access hassle-free claim settlements and network garage repairs nationwide.

Personal Accident Cover up to ₹15 Lakhs
Zero Depreciation & Add-on Protections
Instant Digital Policy Issuance
01

Starting Premium

₹800 / year*

Cost-effective two-wheeler security

02

IDV Coverage

Max Value

Highest insured declared value for your bike

03

Claim Settlement

Instant

Fast digital claim approval process

04

Network Garages

3,000+

Cashless garage repairs across the country

Plan Variants

Tailored Bike Insurance Policies

01
Maximum Cover

Comprehensive Bike Insurance

Complete protection covering damages to your own vehicle due to accidents, natural disasters, fire, and theft, plus third-party liabilities.

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02
Legal Mandate

Third-Party Liability Cover

Mandatory legal coverage that protects you against financial liabilities arising from injuries, death, or property damage caused to third parties.

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03
Flexible Add-on

Stand-Alone Own Damage Cover

Designed for vehicle owners who already hold a valid third-party policy and want specialized protection for physical damages to their own bike.

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04
Full Value

Zero Depreciation Add-on

Ensure you receive 100% claim settlement value on plastic, rubber, and metal parts without any depreciation deductions during repairs.

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Simple Process

4 Easy Steps to Insure Your Bike

01

Enter Bike Registration

Provide your two-wheeler registration number and previous policy details to fetch instant quotes.

02

Select Coverage Plan

Choose between third-party or comprehensive plans along with preferred add-on covers.

03

Quick Online Payment

Pay securely via net banking, UPI, credit, or debit card without cumbersome paperwork.

04

Instant Policy Delivery

Receive your official bike insurance policy copy instantly in your email and WhatsApp.

Policy Guidelines

  • Vehicle Ownership: Valid registration certificate (RC) in the owner's name
  • Usage: Commercial or personal two-wheelers registered within India
  • Inspection: No physical inspection needed for timely policy renewals
  • Previous Policy: Details of past insurance policy (if applicable for No Claim Bonus transfers)

Required Documents

  • Two-Wheeler Registration Certificate (RC)
  • Previous year insurance policy copy (for renewals)
  • Identity & Address Proof (PAN Card, [Aadhaar Redacted], Driving License)
  • Passport-size photographs of the vehicle owner

Frequently Asked Questions

Is bike insurance legally mandatory in India?

Yes, having at least a valid third-party bike insurance policy is compulsory under the Motor Vehicles Act to ride legally on public roads.

What is IDV and how does it affect my bike insurance premium?

IDV (Insured Declared Value) is the current market value of your bike. It represents the maximum amount your insurer will pay in case of total loss or theft. A higher IDV slightly increases your premium but ensures better payout security.

Can I transfer my No Claim Bonus (NCB) from my previous insurer?

Yes, you can easily retain and transfer your accumulated NCB percentage when switching your bike insurance provider during renewal.